April 16 is National Healthcare Decisions Day. To honor the importance of advance planning, we present issues to consider when you appoint someone to make healthcare decisions for you should you become unable to voice your own wishes (a coma, dementia, under anesthesia during surgery). This person is known as your “health care agent.”
If you want to make one last move to where you can receive all the levels of care you might need all in the same place, you may want to consider a continuing care retirement community (CCRC). From independent living with high-end amenities to assisted living, memory care, and skilled nursing, it’s all available on a single campus.
If you don’t wish to remarry or live together, there is a growing trend of older adult couples keeping their respective homes while enjoying a romantically exclusive and intimate relationship. They are freed from expectations of domestic chores and eventual caregiving, yet enjoy more emotional support and companionship than if they were simply dating.
Medicare provides a yearly opportunity to address prevention and wellness with your doctor. These visits are 100 percent paid for by Medicare. But they are NOT the “annual physical” you were accustomed to in younger years. It’s wise to understand the difference.
Good friends are good for the soul—and for your physical health! Loneliness and social isolation create health risks equivalent to smoking fifteen cigarettes a day. But the older we get, the more we need to intentionally cultivate new friends.
Have you been told you owe Social Security extra money (IRMAA) for your Medicare coverage? Learn more about this significant but little-known fee and what you can do to reduce it.
Seniors experience property crime thirteen times more often than violent crime. Burglary is the most common. (Interestingly, it typically occurs between noon and 4:00 pm!) The average loss is roughly $3,000, although that does not account for the emotional impact: A profound sense of violation and vulnerability.
The boomer generation meets the Golden Girls. Homesharing is on the rise! And for good reason. It’s an affordable alternative that allows for shared expenses, help around the house, and light companionship.
As a parent, it can be challenging to keep your wallet closed, especially if there’s a history of extended financial support. But there are ways to encourage your child’s solvency while minimizing the risk to your relationship.
Are you looking for alternative ways to age in place and get the support services you need—now and in the future? The Village project is a national network of grassroots self-help groups that empower older adults to affordably assist each other as volunteers, reducing isolation and building community in the process.
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